At IBS we work primarily with individuals, the self-employed and small businesses. We do all of the following (and more):
We provide the lowest cost term available to both healthy and problem risks.
We provide disability income coverage for virtually all occupations and income levels.
We provide major medical insurance to both individuals and groups, including groups with as few as two employees (if they are non-related).
We provide commercial risks, especially transportation risks, coverage through our brokerage arrangemnts.
We provide a number of other coverages--too many to mention here. If you don't find a link for a quote on a coverage you are seeking feel free to send us an e-mail describing what you are seeking. We will let you now if we can help.